Process LabHome › Products › Rules & Accounts
Rules & Accounts
The PDT change, margin and settlement rules, IRA vs taxable accounts.
Available now
PDT Is Gone: Free Explainer
What replaced the $25,000 pattern-day-trader rule, the dates that matter, the new 90-day freeze and what to ask your broker.
Coming soon
On the roadmap, with target months. These aren't for sale yet and dates can move.
IRA vs Taxable Account Rule Checker
The trading rules that differ between IRAs and taxable accounts, including the IRA wash-sale trap.
Account Rules Tab: Margin & Settlement
Intraday margin deficits, the 90-day freeze and cash-account settlement basics in the Toolkit.
Broker-Switch & Account Consolidation Checklist
What happens to cost basis and records when you move brokers or merge accounts.
PDT Is Gone v3: Phase-In Over
The explainer updated once brokers' phase-in period ends on Oct 20, 2027.
Everything here is general education, the same for every reader. Not advice. Purchases and downloads are handled by Gumroad.